Lay-By at Home & Living

We offer Lay-By options to our customers subject to below terms and conditions:

1. Minimum Lay-By value will be $200.00
2. A deposit not less than 25% of the full value must be paid on all goods to be purchased.
3. The balance must be paid in instalments over a period of not more than three (03) months.
4. If the Lay-By is cancelled by the customer within the Lay-By period, all monies paid will be refunded LESS the 25% deposit as cancellation fee.
5. No good(s) being purchased under Lay-By will be exchanged, nor can part of the total of goods on Lay-By will be released to customer until completion of payment for all item(s) on the Lay-By docket.
6. If the customer fails to make payments and/or does not finalize their Lay-By by the due date (without Contacting Us to arrange for an extension), the Lay-By will be cancelled and 25% Deposit will be retained to cover administration costs (storage and handling).
7. Valid National ID (Voter Card/ Driver's License/ FRCS Joint Card) is required at the time of collecting good(s); unless prior arrangement is made. In all other cases, the good(s) will only be released to the person whose name appears on the original Lay-By agreement.
8. Once the customer receives the Lay-By good(s), the normal Goods Refund/Exchange policy applies.
9. Only one Lay-By per customer is allowed at one time.