Purpose:
Having a guarantor may improve customer's chances of loan approval. This is because having a guarantor means the lender has more assurance that the debt will be repaid in time and in full, either by you or your guarantor(s).
In case you cannot find a guarantor to support your application, you may discuss with our Credit Managers to get an alternative solution such as offering to pay a higher deposit.
Requirements:
Joint ID or Tin Letter
Recent pay slip
Should be employed in current employment for 2 years or more
Fiji residence
Should not have anyone guaranteeing their existing account
Should be based in mainland.
Joint Applicant
Can be your immediate family member, and joint applicant may be requested upon assessment or you can apply for Hire Purchase with a Joint Applicant.
Requirements:
Joint FRCS/FNPF card or any other photo ID
Tin Letter
Recent pay slip
Confirmation Letter/ Employment Letter