Hire Purchase

Customers can submit salary details and financial loan details with other financiers via bula@financehub.com.fjwith dollar value of the item you wish to purchase. One of our Customer Service team members will work out eligibility and get in touch with you. Alternatively, customer may also call 5...

Hire Purchase for Building Material General Requirements 1. Joint Tin/ FRCS Card and any other ID. 2. Most recent pay slips. 3. 3 months bank statement for salaried and 6 months bank statement for self-employed. 4. Evidence of any other income. 5. Existing loan account statements with other fina...

We advise all our customers to keep us informed of any change in personal details such as name, contact phone numbers, email or home address. Customers may share changed details via email to our Customer Care team at bula@vinodpatel.com.fj. We will then update your account with the same and notif...

Purpose: Having a guarantor may improve customer's chances of loan approval. This is because having a guarantor means the lender has more assurance that the debt will be repaid in time and in full, either by you or your guarantor(s). In case you cannot find a guarantor to support your applicatio...

There are two ways in which customers may connect with our Finance Hub team and have their requests processed: a) Fill in electronic copy of Financial Hardship Assistance Form and send in documentary evidence of hardship faced via email to: bula@financehub.com.fj b) Visit any Finance Hub store ne...

We accept over-the-counterpayments in all our Vinod Patel and Home & Living stores Fiji-wide. You may also pay via M-paisa and My-cash as well as direct bank transfer using the following details:

A lot of our customers request to open a Hire Purchase account for their family members in Fiji while they reside aboard and support them financially. This is very much possible with us. For processing such requests, we require Customer(s) residing in Fiji to provide recent 6 months Remittance ev...

You may fill in the online application by clicking portal.financehub.com.fj and fill in your application, our team will contact you accordingly.

30 mins after submission of all minimum required documents.

If you are doing repayments via Salary Deduction, please request a copy of Seize Deduction Form from our Customer Service Officers by logging a request via any of our communication channels.  Once filled, please take this to the Pay Clerk in your respective organization. If you are doing repaym...

At times you may need to make arrangements for delayed payments or need a restructure of your account if you are unemployed or facing financial constraints. We encourage you to contact us at the earliest if such a situation arises. Please contact the following persons for assistance: | | | | ...

For all our existing customer, additional item(s) may be approved subject to meeting credit approval criteria. However, this will be a separate loan under same client profile with a different payment amount

We require these documents to understand your credit commitment and exposure risk given current economic condition. Additionally, your account may have previously indicated hardships to service debt.

Often, we have customers asking us: Do I really need to pay a deposit? when I have previous account(s) with Vinod Patel and are paid off! This depends on customer's account(s) conduct. If customer has well-maintained account(s), he/she may qualify for zero deposit. However, if customer is intend...